How big should a debt be before debt collectors can take to small claims court ? scotland question!?
You’ve been misinformed; in both England and Scotland a bailiff can only take goods from your home when they have a court order and a court order won’t be issued where the defendant makes a reasonable offer of repayment based on affordable levels.
I’m not aware of any minimum amount and have seen court action for £35.00 being issued, although the cost of the claim and recovery costs added around £150.00 to this.
If you don’t dispute the debt, write to the company with a repayment plan offer and if they refuse, submit your letter to the court as evidence of your willingness to pay. If you owe a company money, you’ll find the courts hugely sympathetic to financial problems.you’ve got it wrong, in the UK you can sue anyone for any amount, up to a certain amount it’s small claims then fast track, etc.and debt collectors do take legal action.
a judgment for the debt is necessary for further action to be taken, to obtain such as an execution warrant to allow bailiffs to attempt to seize property, however you don’t have to let them into your house, if the confirmed debt is over £750, you can apply for a statutory notice for bankruptcy, which must be responded to within about 22 days, nobody can seize anything in england without a court order.
i believe the laws in scotland are somewhat different.
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