I don’t think you can. You would have to guarantee that the money was in the account every month before the direct debit comes out as you are not allowed to go over what you have loaded on to the card. It is not advisable to do this as the direct debit would default should there not be enough money on the card. This may result in further charges from the company requiring the payment. Also, you get charged to top up the card with money and then charged to use the card e.g. purchase. Its not really a good option.

I hope this helps

I have a Virgin Money Pre-paid card and you can’t have a direct debit come out each month because the money isn’t

 

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