They are trying to collect unpaid debt, I would hardly say that is harassing. If they follow you around, hang out outside your door all day, threaten your children…that is harassing.

If you gave me $5,000, I vanished for 7 years and then you tracked me down do you think you would still feel like I owed you the money?Yes they can contact you asking for money but they can't legally take an action against you to get it. If you don't pay, they lose out. But they will keep harrassing you until you do pay. Keep all letters and make note of every phone call you receive from them, if it persists. Write them a letter stating you will be seeking legal action against them for harassment, send them a copy of all the letters you've received and a copy of all the phone calls. They will realise they were breaking the law, the debt has ast the 6 year limit and should back off. If they don't report them, make a complaint against them and they will certainly back off then!

 

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