Check your lock rate vs the going rate that your mortgage company offers. I would lock if you're able to lock at their lowest rate or something near it. Rates are at near record lows right now. As stated before … DO NOT get an ARM … ever. That is one of the things that got us in this poor real estate market and mortgage crisis. Rates in the future are more likely to go up and not down. The current low rates are great. Lock In and be satisfied.

 

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