It depends on how much you owe.
But, I would definitely transfer the balance to a 0% credit card ASAP.
Virgin have one out at the minute that has15 months interest free – store cards tend to have about 20% APR which means if your paying the minimum payment each month – your really only paying interest.
You can apply online for a 0% card and transfer your balance easily.
Then – make the payments!!

 

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