Do not respond to these spammers telling you to email a yahoo.com or gmail.com email address. They'll take your loan application fee and run with it. Yahoo should be more vigilant about removing their posts.

The only thing I can think of to do is to see if you can get someone with good credit to co-sign on a loan for you. Of course, you will have to be vigilant about paying your loan on time or your co-signer's credit will suffer as well.Hello,

(ANS) No.1 When in hole STOP!! DIGGING.

No.2 Even if credit were freely available I doubt any financial organization would be willing to offer you any further credit given your present situation.

No.3 The problem is that non of the banks are offering credit even to people or businesses with solid good credit histories. So your left between the devil and the deep blue sea so to speak.

No.4 The only people that I know of which might offer credit are companies I wouldn't recommend to anyone (such as MBNA or Provident) as they are such rogues and thieves. There APR's or interest rates are scandalous if you miss any payments. I seriously don't recommend either of these companies as they take advantage of people who are least able to pay.

No.5 If you need any more help or advice I do highly recommend you contact either the CCCS (consumer credit counseling service) which is a national charity offering a free advise service or the CAB who are also very experienced in financial matters.

Kind Regards Ivan

 

Need more information? Find information on credit help