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Can a debt collector find someone if they changed their first and last name?

If you’ve changed your name legally by deed poll for example and informed your bank, employer etc then yes they can. Any name change is reported in your credit report, so when they search your previous name, your new name will also appear on the credit report. Same for people who change there last name when they get married. They can always track you down, changing your name doesn’t mean you can skip out on debts.National Insurance number…
Trust me you leave a paper trail as long as a snake unless you are a pro.
Its stuff like if you have had same bank accout then it will follow the regsitered addresses.
If its a big debt they will be used to people changing their names. If you done it by deed poll then they will know your new name, If not official then they will find you when you have to use your old name.
My advice unless you are James Bond dont hide from debt.Some debt collection agencies work on a commission basis and get a percentage of all debts recovered. Others "buy" debts from companies, so that you then owe them the money.
Either way, they have to recover the debt in order to make money and they will stop at nothing to do this. Changing your name just makes things more difficult for them and drags the case on for a bit longer. All this time there is interest being added and charges applied.

 

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