Working tax credit help please?
You have to tell them that he is not receiving anything from jobseekers allowance and they will adjust your tax credits accordingly. once your baby is born your working tax will stop because you will obviously not working and u should be entitled to child tax credit instead.
the tax credit office are not there to give you a definate amount of money only an amount to support what u already getYou should inform Tax Credits as soon you know of any change, whether it be regarding information you have previously given them or new circumstances. They will adjust your award accordingly and this will mean you get what you should, when you should and not create overpayments.
You are entitled to Working Tax Credit throughout the period you are receiving Statutory Maternity Pay as you are still employed at this time.
When baby is born you will be enititled to Child Tax Credit in addition to the Working Tax Credit and this will be paid at the higher rate for 52 weeks. This will also entitle you to a Sure Start Maternity Grant of £500. If baby is already born you have 3 months to make the application for Sure Start Grant. [Form from anti-natal or Job Centre]
If your income is as low as you say then you will be entitled to Housing Benefit and Council Tax Benefit. Just because your income is above the level for Means Tested JSA does not exclude you. You should make an application to your local council asap. Dont forget your tax credits are income too.
When calculating your income for Tax Credits for 09/10 do not forget to take away the first £100pw from SMP. Also ask tax credits to pay you on your current year income and not 08/09.When your on maternity leave you can deduct £100.00 for every week you expect to receive it for a max of 39 weeks. so for example with a monthly wage of £1100.00 x 12 = £13200.00 – if your going to use the max amount of statutory maternity pay (SMP) 39 weeks = £3900.00 deduct that from your yearly income is £9300.00 that would be for this year as an estimate you can ring with the amended figure and it will hopefully mean your entitled to more tax credits. It is also dependent on when you started receiving SMP if it was for example in the last tax year you would have to calculate how many weeks in previous year you were in receipt of SMP and minus from previous years income figure from p60 and any weeks left over carry them into the next tax year and minus from your current year estimated income.
In terms of the job seekers allowance if you told the tax credits that it was Income Based Job Seekers Allowance then what tax credits do is disregard any household income meaning you get the highest rate of tax credits then if you ring up and say its actually contributions based or you havent received it or the DWP inform us which they do then its likely you will be overpaid. If you told the tax credits that it is contributions based job seekers that you were going to receive then its just a case of adjusting your income as we take that as a taxable benefit. Meaning you will be entitled to more tax credits
When the baby is born ring the tax credits and let them know as you will be entitled to child tax credits. Also if your partner finds employment then you may qualify for upto 80% of your childcare costs paid for. If you are planning to take the max amount of SMP and then return to work adjusting your hours then you have to be working at least 16 hours per week to qualify for working tax credits as you will have a qualifying child
Hope this clears this up for you
Need more information? Find information on credit counseling


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