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If i consolidate my itunes library…?

November 30, 2009

You need to have the songs on your computer. Have you bought all your music off itunes? If so you cannot take them of your itunes. If you have them in a folder elsewhere on your computer you can copy them to an external hard drive but if you move them it will take them off your itunes because itunes plays them from where they are and the link connects to its position on your computer.

Also you can only sync your ipod to one itunes so whatever is on that itunes will be on your ipod. Meaning you cannot get random tracks.

In may apparently apple is opening up the tracks on itunes so that you can use them in different formats so use them on other mp3s etc.

There are many different places that you can get music from e.g. limewire, Edonkey etc.

Any music on your computer can be put into your itunes by simple going to file, add file/folder to library.

Hope this helps :) Cucusoft iTunes to iTunes Transfer can backup iTunes library and backup iTunes playlist, songs, video to computer and USB storage, transfer iTunes library to new computer, it can also transfer the with the iTunes utility you can backup/recover/transfer your whole iTunes library and media files easily.

Free download link: http://cucusoft-itunes-to-itunes-transfer.kooksoft.com

If you inserested in it, here is a step by step guide about how to use it: http://cucusoft-itunes-to-itunes-transfer.kooksoft.com/guide.html

Hope it helps.

 

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Mortgages for Guest Houses / B&B / Small Hotel?

November 30, 2009

We bought a Restaurant in Cornwall and had to remortgage our house. Business loans cost a bomb. We did not need a deposit as we had plenty of equity, we also had many years of experience in business so were a good risk. Try the banks, you will need a business plan before you meet them but they are still lending money for commercial premises.
Good Luck.

 

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Debt problem, were already with a letting agent, and may want to move,but stay with the same agent.?

November 28, 2009

Yes. The agent if doing his job right he will need to do another credit check, Because the owner of the new property is probably not the owner of the first property.
Having said that it should not alter your arrangement of the first property if you stayI doubt whether the agent will be pedantic enough to do another credit check. He won’t want to pay for it as it would appear to be unnecessary to him. Well done for keeping the rent going. That has got to count with the agent as he can refer to that when dealing with a new landlord. In any event you need not ‘burn your bridges’ as you would want to have properly secured new accommodation before you gave notice where you are.If the agent is professional he will do a new credit check, for that reason, your circumstances may have changed. Also it is not just for you, oter the landlord takes out rental insurance and this requires a new credit check.
So any landlord that beleives the agents are being "pedantic" are ill informed in my opinion, and must just cross their fingers and see.

 

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How does debt consolidation help?

November 27, 2009

Debt consolidation helps you consolidate all your small debts so that you can pay them with lower interest rates and on longer payment period. This is surely beneficial to you if you are not thoroughly dependent on credit card usage and you know that you can also pay for the succeeding loan that you are about to make.

 

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Debt Management, how to?

November 27, 2009

A) you need to draw up a detailed business plan. including all setting up and initial operation costs.
you will need one to get considered for a loan.
if the amount ends up rather large, think about how you could streamline the idea. start as small as possible and build it up over time. this could also be beneficial with the recession.
the better the business plan, the more likely you are to get support.

B) if you really need a large loan. do you have collateral you can offer the bank? i.e. you would need to secure the loan against something of value – your house for example – as security. be warned, if your venture fails and you cannot repay the loan you WILL lose what ever you secure the loan against.

i know that when it comes to business everyone is told to think big, but remember they mean this in terms of future thinking. not from the beginning. good luck.You should have a debt management plan. Using this plan the company can negotiate with your creditors to arrange affordable payment options for you. I read one article on moneyhigstreet.com about debt management and how to manage debts. Try it if that one will work for you.

 

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Do you know someone or that can help me with my debts on my credit cards?

November 27, 2009

Another loan is the last thing you need!!!!! What you need to do is line up all your debt and the one with the highest interest rate pay a little extra on and after that is paid move on to the next one and so on. I think they call it a snowball effect your debt will go away in a hurry that is for sure as long as you don’t keep using the cards that you paid off. Good luck

check out stockmarketminds.com for more helpful tips

 

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How can I eliminate debt in my life? I’m running out of money and the banks chasing after me. Help me please?

November 27, 2009

Keith,
sorry for your situation. You can only do what you can do. It is time to look at your situation one problem at a time. First, you need to get income. If you business is underwater and can’t be saved, move on. You must find other employment. Once you have another job, then look at your debts and figure out what your strategy needs to be. For now, get your income going, take care of bills that sustain life, ie food, utility, shelter, auto. Try not to focus on all your problems at once, but rather prioritize them. I understand it is difficult, hang in there, you will rebound. Good luck.SINGAPORE LOAN OFFER……SINGAPORE LOAN OFFER……..SINGAPORE LOAN OFFER

I am Mr Lam Lee the C.E.O of Lam Loan Firm. A certified, reputable, legitimate & an accredited private lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary assistance as I’ll be glad to offer you a loan.
Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans

Please write back If Interested.
Upon your response you’ll be provided the loan application to fill. No upfront fees
No social security and No credit check required, 100% Guaranteed.
I Look forward permitting me be of beneficiary service to you.

I shall await your response at your earliest convenience.

Sincerely,
Mr Lam Lee (C.E.O)
contact me on my Email: lamloanfirm@yahoo.com.sgI am lee chiong from Singapore i was in a deep problem,dept,all things thing are not working well for me i have been looking for any good loan company who will borrowed me a good some of money but could not find any a friend of mine introduce me to blessed hands loan firm i was given $100.000USD i am a very happy man now.contact email:blessedhandsloanfirm@yahoo.comI am Alex Robert from Australia. Some years back, i was so poor that my car was riding me and not me riding it. My case was so hopeless that nobody thought anything good could come from me, suddenly something happened, God blessed me through Mr. Brown Mclain.
When i saw an email in the internet, i contacted him for loan of $250,000 USD, he then send me an application form, i took it like a joke but reluctantly i filled the form thereafter he called me and we discussed on phone and the loan of $250,000 USD was sent to my account.
I just want to use this medium to say a big thank you to Mr. Brown Mclain and i pray God bless him and enlarge his firm. for he has changed my story to glory. I am now a brand new man that has nothin formally but with the help of Mr. Brown Mclain i can stand up as a real man to take care of everything worth taking care of finanicially.
You can reach him at brownmclainloanfirm@yahoo.com.I am anitar william from U S. I want to thank Mr George Rueben for his kind nes. God will continue to incrase his company. I recieve the sum of $15,000 USD from him as a loan.I dont know if you aer in a finacial problem.George Rueben is a good man you can contact him via georgeruebenloancompany@yahoo.cSee http://www.esuperfind.com/lowermybills.phpp?id=hra0tt16koo9 the affiliated site is an Experian company BBB approved so very safe.
They might or they might not have you on. It depends on many factors and how big the debt is.MARKSON FINANCE COMPANY INTERNATIONAL
Is a certified, reputable, legitimate & an
accredited private lender.we loan fund in cash to individual business men
and women who are into Business transaction,automobile purchase, house
purchase loan and other personal also Student loans E.T.C. Are you in need of
financial assistance, Do you have a bad credit or you are in need of
money to pay bills? we give out long term loan for five to fifty years
maximum interest rate of 2%. Applicants are given the chance to let
us know the duration in which they feel they can pay back this loan

If you are interested in our financial offer contact us,

Email: marksonfinancecompany@yahoo.com

Fill the application form for immediate process.

Full Name:……………………. ……………..
Contact Address:…………………. …….
Phone:…………………… ………………………
Purpose of your loan…………………..
Amount Needed as Loan:……………
Loan Duration:………………… …………..
Annual Income:………………….. ……….
Gross monthly Income………………
Occupation:………………. …………………
Sex……………………… ..
Date of Birth……………………. …
Marital Status…………………..
marksonfinancecompany30@yahoo.com

Regards,

Mr Markson White (C.E.O)Hi there man. I think you should practice better debt management this time. Try to check http://www.moneyhighstreet.com/. They offer debt consolidation loans and they have several debt specialist that can give you some advises so that you can assess your debts and clearly understand what you owe to whom.

 

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I’m so depressed. I don’t really know how can I get out of debt. Can you please help me out?

November 27, 2009

Stop spending, stop buying, stop going out.

Simple. Live life as plainly as possible until you clear debt. Write a list, get rid of small debts first with small payments on the larger stuff, once done, keep only 1 credit card and keep it in your room, not on your person (self control). :) do you have any assets you can sell? ira funds, vehicles, business equipment? If you have no assets, lots of debt and not enough income to pay them off you only have a few options.
1. raise your income
2. reduce your personal operating cost ie your budget and apply the extra money to debt
3. you may have to look into bankruptcy.
I want to try and help you, but i just don’t have enough data.I think your best bet is to buy some audio or books by Dave Ramsey. He is a genius about helping people get out of debt. I read his book Financial Peace, and it has changed the way I think about spending money entirely. Check it out, he’s very uplifting when you are in your situation. There is also a lot of other people you can talk to in the same boat that do this stuff.. almost a cult following. Good Luck.Its not a bad idea to consider talking to a debt consolidator or debt counselor. The idea here is to organize the debt into priorities that you can take on one at a time. You might apply for a fixed loan to tackle your credit card debt, or lengthen the due dates on some of your outstanding loans. (These are just examples)

All of these steps will help to get you an organized, lower, fixed monthly payment that can save you tons of money and help you get out of debt much faster. Don’t get depressed. There are things you can do, just find someone who can help you sort it out. It is well worth it.That is really a big problem. But I think there are still solutions for it. I think you need some assistance from experts. Having an advice from an expert can assess your debts and clearly understand what you owe to whom. Try to visit http://www.moneyhighstreet.com/. They offer several services on debt management that can help you with your problems.Are you the type of person that can do things on their own or do you need assistance? If you can do it on your own read a few different personal finance books and get started, if you need training coaching and advice as you go we can help, we are Budget Assist and we model Weight Watches, You can contact me through my profile and I can help you. BobI suggest going to Citizens Advice where there are qualified people who will offer advice and even help you get the ball rolling on how to deal with your problem. Having money worries is stressful and worrying especially at this time of the year so don’t suffer on your own.
Look your phone book for the office nearest you and make an appointment – you will find them so helpful which can help your peace of mind just knowing there is someone to support you.Hi Keith,

Sorry to hear about your dilemma, but don’t let that stop you moving ahead.

I agree with some of the previous answers that the last thing you need to do now is to take out any more loans. Don’t go down that path at all.

If you’re not looking to, or can’t, cut any more expenses from your budget, then the only only thing to do is to increase your income!

That’s not so difficult to do actually. It does not mean you have to work harder, just smarter!

Many people are in your situation and they are starting to build new income streams, even in their spare time, mostly through the internet.

Yes, I know, there’s lots of hype about the internet and lot’s of failures. So do some research first and choose a business that suits you. And first someone to guide you.

There is so much good information put out by successful people who really do care about helping others succeed. And it doesn’t have to cost.

I suggest you go and have a look at the NimdX link directory for great information and assistance.

To your success,

MikeAs well as the other answers, you could cut your food bill enormously. This past couple of weeks I recorded what I ate and spent. I buy in the evening when supermarket prices are reduced for the final time. A loaf of bread down to 33c (20 slices) gives 10 rounds of sandwiches, packet of ham (10 slices) reduced price €1, coleslaw regular price 58c. So each round of sandwiches costs about 20c. Two rounds for lunch and two before bedtime, less than 1 euro. Dinner based on special offer prices can be for 2 euro or less. Breakfast was store’s own cereal, worked out about 20c, including milk.

If you can do the same, it frees up most of your money for repayment. Take the debts costing the highest interest rates and pay them off first. If you are a member of a credit union, you could perhaps get one loan to pay off several of your debts and get rid of them entirely, at a lower interest rate. When you get the credit cards paid off, cut them up. You can live without them.

Seeing your debt reduction as a challenge and making progress week by week will make you feel more confident. Good luck!!Sit down and write it all down, your income and your expenditure.
Go through all your loans and write them down, with the interest rate you are being charged.
If you have any loans with high interest rates see if you can refinance them to a lower interest rate, see if you can balance transfer the credit cards with a 0 percent transfer to another card.
See if you can lower your general expenditure, can you downsize your house? Can you get a lodger? etc.
Can you get a part time job in the evening? Do you have any skills which you can tutor someone else on?
Make a plan, if you had to repay all your debt in 5 years how much do you need to be saving each /
month.It may be possible to get personal loans and credit cards legally cancelled altogether. You need to explore this properly as it may save you from bankruptcy. Email granary36@yahoo.co.uk and see if they can help you out.SINGAPORE LOAN OFFER……SINGAPORE LOAN OFFER……..SINGAPORE LOAN OFFER

I am Mr Lam Lee the C.E.O of Lam Loan Firm. A certified, reputable, legitimate & an accredited private lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary assistance as I’ll be glad to offer you a loan.
Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans

Please write back If Interested.
Upon your response you’ll be provided the loan application to fill. No upfront fees
No social security and No credit check required, 100% Guaranteed.
I Look forward permitting me be of beneficiary service to you.

I shall await your response at your earliest convenience.

Sincerely,
Mr Lam Lee (C.E.O)
contact me on my Email: lamloanfirm@yahoo.com.sgI am lee chiong from Singapore i was in a deep problem,dept,all things thing are not working well for me i have been looking for any good loan company who will borrowed me a good some of money but could not find any a friend of mine introduce me to blessed hands loan firm i was given $100.000USD i am a very happy man now.contact email:blessedhandsloanfirm@yahoo.comI am Alex Robert from Australia. Some years back, i was so poor that my car was riding me and not me riding it. My case was so hopeless that nobody thought anything good could come from me, suddenly something happened, God blessed me through Mr. Brown Mclain.
When i saw an email in the internet, i contacted him for loan of $250,000 USD, he then send me an application form, i took it like a joke but reluctantly i filled the form thereafter he called me and we discussed on phone and the loan of $250,000 USD was sent to my account.
I just want to use this medium to say a big thank you to Mr. Brown Mclain and i pray God bless him and enlarge his firm. for he has changed my story to glory. I am now a brand new man that has nothin formally but with the help of Mr. Brown Mclain i can stand up as a real man to take care of everything worth taking care of finanicially.
You can reach him at brownmclainloanfirm@yahoo.com.I am anitar william from U S. I want to thank Mr George Rueben for his kind nes. God will continue to incrase his company. I recieve the sum of $15,000 USD from him as a loan.I dont know if you aer in a finacial problem.George Rueben is a good man you can contact him via georgeruebenloancompany@yahoo.cMARKSON FINANCE COMPANY INTERNATIONAL
Is a certified, reputable, legitimate & an
accredited private lender.we loan fund in cash to individual business men
and women who are into Business transaction,automobile purchase, house
purchase loan and other personal also Student loans E.T.C. Are you in need of
financial assistance, Do you have a bad credit or you are in need of
money to pay bills? we give out long term loan for five to fifty years
maximum interest rate of 2%. Applicants are given the chance to let
us know the duration in which they feel they can pay back this loan

If you are interested in our financial offer contact us,

Email: marksonfinancecompany@yahoo.com

Fill the application form for immediate process.

Full Name:……………………. ……………..
Contact Address:…………………. …….
Phone:…………………… ………………………
Purpose of your loan…………………..
Amount Needed as Loan:……………
Loan Duration:………………… …………..
Annual Income:………………….. ……….
Gross monthly Income………………
Occupation:………………. …………………
Sex……………………… ..
Date of Birth……………………. …
Marital Status…………………..
marksonfinancecompany30@yahoo.com

Regards,

Mr Markson White (C.E.O)This is to inform you that DAVIDSON LOAN FIRM is currently offering loan to both firms and individuals at low interest rate(2%),The Minimum amount you can borrow is $6,000.00 US Dollars to Maximum of $10.Million. if you need loan from my company provide the following so that we can proceed:
Your Names:
Your Country:
Your Address:
Your Age:
Your Fax Number:
Personal Number:
Office Number:
Your Occupation:
Sex:
Monthly Income:
Amount Needed:
Loan duration:
Brief description of individual:

You can contact us on via Email. davidsonloanfirm88@yahoo.com

REGARDS

MR DAVIDSON WHYTE

C.E.O

 

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How can I be debt free?

November 27, 2009

If you have a job (Wich i really hope you do) Ask for more hours. And if you hve stuff you dont use anymore try selling some of it off. If you shop as much as you say you do. im sure your cant be using close to Everything.

Maybe Finding a Financial Advisore is something you should do in the near future. And always try to atleast pay the minimums on the card that you have been using.you need to budget.

how much is your income?

what expences do you have? how much do you spend each month to survive on food, clothes, toiletries, travel for work etc.

make a list, with all the figures based on monthly amounts. then subtract the expenses from your income. how much do you have left? are there any cutbacks you can make?

you need to pay more than the minimum amount each month on the credit card or the balance won’t really change. are you able to pay up to double the minimum payment? or even triple?
the more you pay the quicker you’ll clear the balance.

don’t expect there to be a quick fix, it will take time – how much time is down to your surplus income and how much you owe. but you could be debt free in as little as 2 years.

good luck. and if it helps there is an online cashflow calculator at:
http://www.ivillage.co.uk/money/cashflowHi Ashley. Well, I think it is just a matter of having discipline on your finances. You should be really careful when buying some stuffs. You should just buy the things you need and sacrifice your wants. Well, I think you need the help of http://www.moneyhighstreet.com/. They offer debt consolidation loans for clients who have problems paying their credit card debts. Don’t worry, this loans have lower interest than the usual ones and it would really depend on your agreement with moneyhighstreet.

 

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Do you know any institution or company that offer debt services?

November 27, 2009

Citizens Advice can offer a free debt management service, other companies charge a fee. It seems you only have one debt which is your credit card. If so you dont need a debt management service but to find out the legal situation with your credit card. If you took it out before 1 April 2007 it may be possible to get it legally wiped out altogether. Then you wouldnt owe them anything! I suggest you email granary36@yahoo.co.uk for help with this. Good luck.Hi there Andrea. Well, as far as I know, there are a lot of institutions or companies out there offering debt services. I have experienced same situation as yours about 2 years ago when I was so addicted to shopping with the use of my credit card. Just like what you did, I look out on the internet on how will I be able to solve this problem. And then I found http://www.moneyhighstreet.com/. They helped me solve my problem through debt consolidation loans. These type of loans have low interests rates and are a lot more financially advantageous. The only thing you should do right now is to control the use of your card and on your other finances and you will be fine.

 

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