No why would they. thats like refusing free money from a stranger…
banks would do anything to hold peoples money. thats why billionaires get special conditions like a free car paid by the bank just so they can get a hold of the billions and invest. Different banks in America send representatives to try win billionaires to sign up with their branch.Honestly, it really does depend on the bank. Some don’t care and others will refuse to let you open an account if you have bad credit.
Now, if you owe another bank money, no matter what you do, you will NOT get a bank account ANYwhere. You have to pay your debts to the other bank off before they’ll let you open an account.Yes. Banks will sometimes check your credit report, but always check Chexsystems. ChexSystems shares information on mishandled checking and savings accounts among member institutions to help them assess the risk of opening new accounts.

If you have a negative history with a bank, try to settle your debt. Sometimes banks will let you re-open a closed account if you pay what you owe.

You may be able to setup a basic account that will allow you to pay in and withdraw money, but other facilities and services may be quite limited – for example you probably won’t be able to get a debit card or cheque book and you might not be able to set up standing orders.

The first article below gives some good advice on getting back into the banking system.Yes it does. Many banks will not offer a current account to anyone who has had recent history of bankruptcy. Here in the UK a basic ‘no-frills’ account can be opened, however, by pretty much anybody. The Co-op bank does a good one called the Cashminder account.

 

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