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What is the fastest way to get out of debt?

July 14, 2010

Geez, I hope you’re not in debt to a loan shark. That would be disastrous. No one is going to be able to tell you who you are in debt to. However, once you figure this out, live like a monk until you pay off some of this debt. Get a second job if need be. And don’t spend anything that isn’t necessary.

You must receive statements telling you how much you owe and from whom. Look at those statements and try to make more than minimum payments. If you make only minimum payments the finance charges will kick in and you’ll only end up paying the charges and not the principal.Pull your credit report and watch your mail. If you owe people money that aren’t report to the credit agencies, they will contact you. The fastest way to get out of debt is to pay off as much as you can each month. Take a targeted approach by deciding which debt is most important to pay off and make all additional payments to that one. Once it’s done, take all the money you were paying to it and put it toward the second one on your list.

 

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Registering my bussines on Ebay-will I lose my Tax credits?

May 29, 2010

Hi,

So one way or another you need more cash

You can make money online at http://fly2.ws/makingonlymoney

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Copy and paste:
http://fly2.ws/makingonlymoneyYes, you would still be self employed. Surely your tax credits are related to your profit? If you think you need an accountant, then you need to find one – it all depends on your capacity to deal with this.

 

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Does anyone know how you get credits to buy virtual stuff on Playstation Home?

May 29, 2010

 

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Credit cards and loans to my address!!?

May 29, 2010

Check your credit reports at
annual credit report. com
Make sure this low-life’s habit is affecting you in any way.

Go ahead and contact the credit card companies- you can open her mail if she has abandoned the property without a forwarding address.
Tell them you are afraid of this falling on you and you want the mail to stop.
But do not give them your real name or social security number.

If the mail continues there is a law that prevents them from sending future mail or trying to make contact in any way.
You must write a letter stating them that you no longer want any mail or contact.
Send it certified mail, and by law they have to stop immediately upon receipt.
/Just return to sender and make sure you also CALL all the companies and record your conversations. Make sure you do not leave ANY doors or windows unlocked when you go out as you WILL eventually have bailiffs turn up to verify shes not there and they can make entry to the property by any unlocked doors or windows. It has happened to me several times. It is annoying but the price you pay as a landlord. Always do your own cheecks and never rely on a lettings agency as they want to get a tennant in as quick as possible. Always look for a tennant that has been on the electoral role. If possible get copies of their bank statement to show they have no great overdraft and have disposable income each month. Make sure you get in the terms that they will be subject to a credit check. These are the rules I now live by but even then you will get the odd bad tennant.Sometimes through no fault of their own i.e. they loose their job and just do a runner rather than talk to you.UK – Your credit history has nothing to do with you address, they use your date of birth and national insurance number as people move houses too often. I would call the company and explain to them what you have just told us.Just write rtn to sender, addressee unknown. You should also run your yearly free credit report. For online, go to annualcreditreport.com, by phone, call trans Union toll free @ 1-877-322-8228 for all 3 free reports. If there is something you’re not aware of, dispute it immediately. You can also put it on fraud alert through Trans Union Fraud Dept. Their toll free #1-800-680-7289. They’ll notify the other 2 bureaus and must be renewed every 90 days in order to keep it active. Better to be safe than sorry later.I am Mrs Vanilla Pam,currently living in New florida,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Lacus Robinson who gave me a loan of $75,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Lacus Robinson.He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at lacuslendingfirm@gmail.com

 

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I want to buy something with my mother’s credit card?

May 29, 2010

How about you ask her again?

I know the tone :) And you know that she didn’t genuinely mean she didn’t care, she just meant she wasn’t in the mood to talk about it just then.

Ask her ‘if you don’t care, then I can use it, yes?’ If I was you I would keep asking her (and bothering her!) until she said ‘Fine! You can use it! Now leave me alone!’

Of course, it also depends on what it is you want to buy. If it’s 10 dollars, go ahead. If it’s expensive, don’t, not before she says a clear and unequivocal YES.

Oh and if she says no… you can’t use it :( You can keep trying to change her mind though!

good luck, hope she buys the thing for you in the end!

PS unless you need the credit card because they don’t accept any other form of payment. if you use the card and can give her the money in cash THE VERY SAME DAY, then I’d say it’s ok to use it and give her the money.

 

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When sending my passport and paying by cheque, do I need to include a copy of my credit card?

May 29, 2010

I presume you are taking it into your post office to be check. if so they will go through your application and take the cheque for you. they will then post it on for you to the passport office. as far as i am aware they don’t need your credit card details as you are paying by cheque.

 

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What do i spend my Avon credit on?

May 29, 2010

 

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What would you like to ask?can i make a payment to my debit card from my credit card in the uk at the bank ?

May 28, 2010

 

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Can i add funds to paypal through another source other then bank account or credit card for CA?

May 28, 2010

Nope.
all electroninc, not even wells fargo works for this…

i fyour account is overdrawn, what are you doing shopping on the web?
sounds like what is wrong w/ the entire economy, spending when you don’t have money…imho

 

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Anyone heard of credit solutions 4all?

May 28, 2010

Scam. Anything sent through Western Union will be permanently lost.

Credit repair is a scam. You cannot remove accurate information from your credit file. You can challenge incorrect information.

Here’s what credit repair companies promise: their computers will send automated challenges for every negative item on your file and if the credit bureaus do not respond within the appropriate time frame, those negative items have to come off by law.

Here’s why it fails: the credit bureaus have even better computers to respond to trivial automated complaints.

In the end, you wind up paying hundreds of dollars and get nothing in return.

If you have inaccurate items on your credit file, you can challenge them yourself for FREE.

Learn more about how to manage your credit and finances wisely by reading "Personal Finance for Dummies" available from your public library (free) or an independent bookseller near you. Also on-line at Amazon http://www.amazon.com/Personal-Finance-Dummies-Fourth-Tyson/dp/0764525905

If you want real advice, find an advisor affiliated with the nonprofit National Foundation for Credit Counselors at http://www.nfcc.org.Like the others said ITS A SCAM ! Do you really think that a legitimate company would ask you to make payments to them via Western Union??? Don’t you think they would have their own company bank accounts???

If you pay them by Western Union you won’t see your money again and you won’t see your loan money either !!

Regardless of your credit rating no reputable loan company operate via Western Union.

Please do not contact them again and please do NOT give them any money.

 

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